* {
    box-sizing: border-box;
}

body {
    font-family: Arial, sans-serif;
    margin: 0;
    padding: 0;
    background-color: #f9f9f9;
    color: #333333;
    display: flex;
    flex-direction: column;
    min-height: 100vh;
}

.container {
    width: 90%;
    max-width: 900px;
    background-color: #fff;
    padding: 20px;
    margin: 30px auto;
    box-shadow: 0 0 15px rgba(0, 0, 0, 0.1);
    border-radius: 8px;
    flex: 1;
}

h1,
h2 {
    text-align: center;
    margin-top: 30px;
    color: #333333;
}

h1.underlined,
h2.underlined,
h3.underlined {
    text-align: left;
    border-bottom: 2px solid #f0f0f0;
    padding-bottom: 5px;
}

p,
li {
    font-size: 14px;
    color: #555555;
    line-height: 1.6;
    text-align: justify;
}

ul {
    padding-left: 20px;
}

.card {
    background: #f0f0f0;
    padding: 15px;
    margin: 20px 0;
    border-radius: 5px;
    box-shadow: 0 2px 5px rgba(0, 0, 0, 0.1);
}

.contact-card {
    background: #e3f2fd;
    border-left: 5px solid #2196F3;
}

a {
    color: #007bff;
    text-decoration: none;
}

a:hover {
    text-decoration: underline;
}

.effective-date {
    text-align: center;
    font-weight: bold;
    margin-top: 30px;
}

footer {
    text-align: center;
    padding: 20px 0;
    background-color: #2c3e50;
    color: #ecf0f1;
    width: 100%;
    margin-top: auto;
}

footer p {
    margin: 5px 0;
    font-size: 14px;
    text-align: center;
    color: #bdc3c7;
}

footer a {
    color: #bdc3c7;
    text-decoration: none;
    margin: 0 8px;
}

footer a:hover {
    text-decoration: underline;
}

table {
    width: 100%;
    border-collapse: collapse;
    margin: 20px 0;
}

table th,
table td {
    padding: 10px;
    border: 1px solid #ccc;
    text-align: center;
}

table th {
    background-color: #f0f0f0;
}

.email-link {
    color: #2980b9;
    font-size: 1.1rem;
    text-decoration: none;
}

.email-link:hover {
    text-decoration: underline;
}

.button {
    display: inline-block;
    padding: 10px 20px;
    margin-top: 30px;
    background-color: #2980b9;
    color: white;
    text-align: center;
    border-radius: 5px;
    text-decoration: none;
}

.button a {
    color: #ffffff;
    text-decoration: none;
}

.button:hover {
    background-color: #3498db;
}